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Real Estate Dictionary: Chatham, Madison and Morristown New Jersey home buying, real estate listings, and homes for sale in Morris County, NJ

Welcome > Resources > Real Estate Dictionary - A

VA guarantee	An insurance contract for which the Veterans Administration (VA) guarantees the lender's recovery of a designated percentage of the loan amount from the insurer in the event that the borrower defaults on the loan
VA loan, or Government mortgage	A mortgage loan available to qualified military veterans which is guaranteed by the Department of Veteran Affairs, usually offering either no down payment or a low down payment
Valuation	The estimated of value of a property
Variable rate mortgage, or Adjusted rate mortgage	A mortgage with interest rates that may fluctuate based on market conditions
Verification of Deposit	A statement signed by the borrower's financial institution that verifies the current balances in the borrower's accounts
Verification of Employment	A statement signed by the borrower's employer that verifies the borrower's current position and salary
Vest	To pass an immediate right on to a person
Vested	Having the right to withdraw a percentage of a fund before its agreed-upon maturity date; e.g., the percentage vested to individuals with retirement funds differs; if someone is 80% vested, that means they can only withdraw 80% of the funds set aside for them until its maturity
Department of Veterans Affairs (VA)	A federal agency that insures residential mortgages made to eligible military veterans, which thereby encourages loans being made to veterans

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Susan Zanzonico, REALTORŽ, real estate agent and broker for Chatham, Madison and Morristown New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Susan Zanzonico
Weichert, Realtors
NJ Mid-town Direct Real Estate
Morristown thru Summit NJ
Direct #: 973-214-5872
Fax #: 973-605-5265
Email: susanzanzonico@NUMBER1EXPERT.com
Email: szanzonico@optonline.net
The recipient of many prestigious awards, Susan is positioned in the top 2% as designated by Weicherts Ambassadors Club and is well respected in the real estate community. Whether you are buying or selling your home, youll want to have an advocate like Susan to negotiate and guide you through this complex and very important process. Her sales and marketing experience combined with her knowledge, skill and confidence provide buyers and sellers at all levels with exemplary service and insight. She takes the time to prepare her clients carefully and guide them every step of the way to make their transaction as smooth as possible. Susan and her team will market your home using the latest internet technology, highlighting your homes special features which will provide the greatest exposure. She specializes in the Morristown/Morris Township, Chatham, Madison, Florham Park, Harding, Summit and the surrounding areas. Susan listens closely and puts her clients needs first. My job is to use all my resources and talents to help my clients achieve their dreams and objectives.

You can find great local New Jersey real estate information on Localism.com Susan Zanzonico is a proud member of the ActiveRain Real Estate Network, a free online community to help real estate professionals grow their business.

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