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Some Agents stand out! Find out why I am a top real estate expert. Call me directly on 973-214-5872.
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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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Honesty and Professionalism
"She was very knowledgeable about the market and made the transaction so much easier for me."
JoAnn Kney - Morristown NJ
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 Compare three mortgages at one time.
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Susan Zanzonico is one of The Top
Selling Real Estate Experts™
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Things To Do In Chatham, Madison and Morristown!
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Request my Free Chatham, Madison and Morristown Relocation Package. It's packed full of useful and important information about the Chatham, Madison and Morristown, New Jersey area. Don't move here without it! Remember: I'll send it to you for free and without obligation. There's so much to do in Chatham, Madison and Morristown! Let me send you my FREE relocation package about this great area. There's NO obligation, and I promise to respond quickly... 
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Interest Rates >Locking in Loan Rates It is important for both new homebuyers and homeowners who want to refinance to understand how to lock in an interest rate when applying for a mortgage loan. Understanding how rate locks work prepares you to evaluate your options.
While you are in the process of applying for your mortgage loan, interest rates will most likely fluctuate from day to day and week to week. If you want assurance that the wonderfully low interest rate on your loan will not increase while you are waiting for loan approval, ask for a rate lock. A conventional rate lock is a guarantee from the lender that your mortgage will carry a particular interest rate, with specific, predetermined points and fees.
The interest rate is "locked in" for a specified period of time, usually thirty days. When you call a lender for a rate quote, ask how long that rate will last for. If you think you might need more than thirty days to complete your home purchase or refinance, tell your lender how many days you will require, and they will give you an adjusted rate quote.
Rate locks are especially useful if interest rates are on the upswing, and you are concerned about ending up with higher monthly payments. If you cannot afford the risk of a further interest rate increase, lock in your loan rate now.
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| Q |
What is the world's most valuable piece of furniture?
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| A |
The 18th century Italian Badmiton Cabinet owned by the Duke of Beaufort sold in 1990 at Christie's, London for $15.1 million dollars. |
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- NUMBER1EXPERT™ 
